Covering Your Bases

Nonprofit organizations engage in a wide variety of activities that bring great benefits to local communities, but conducting activities of any kind brings some risk of liability for injuries or mishaps, whether the managing organization is a nonprofit or a business entity.

Insurance coverage is one of the basic ways that nonprofits can protect themselves from the risk of liability. Acquiring insurance protects the mission of a nonprofit by ensuring that the organization can continue to function even if the unexpected occurs.

With six easy-to-follow steps, this Covering Your Bases checklist is intended to help nonprofits assess their general insurance needs and understand the steps and precautions that will make insurance work for them. Included is advice for finding an insurance agent or broker, considering your insurance needs, and more tips and resources.